Terms & Conditions

1.1. "Agreement" means the loan application, the pre-agreement statement and quotation, and these terms and conditions. 1.2. "Business Day" means any day other than a Saturday, Sunday, or public holiday in South Africa. 1.3. "Capital Sum" means the principal amount of the loan granted, as defined in the quotation. 1.4. "NCR" means the National Credit Regulator. 1.5. "Pro Loan Finance" / "We" / "Us" means Pro V Investments (Pty) Ltd (Reg No: 2023/133066/07), a registered credit provider. 1.6. "You" / "Borrower" means the person named in the loan application.